Trucking insurance FAQ
What types of trucking insurance does Insuaria offer?
Insuaria provides resources and access to a wide range of coverages through HGC Insurance Group, including Commercial Auto Liability, Motor Truck Cargo, Physical Damage, and General Liability specifically tailored for trucking operations.
Who provides the actual insurance policies?
All insurance policies and quotes are handled directly by licensed producers at HGC Insurance Group. Insuaria serves as an educational and introductory platform to connect you with these specialized services.
How can I get a quote?
You can start by filling out the form on our "Request Quote" page. Your information will be securely transmitted to HGC Insurance Group for a detailed assessment.
What documentation do I need to provide?
Generally, you will need your DOT/MC numbers, driver list, vehicle schedule, and 3-5 years of loss runs (claim history).
Are your services available for individual owner-operators?
Yes, HGC Insurance Group works with operations of all sizes, from single owner-operators to large fleets.
How long does the quoting process typically take?
Most standard assessments are completed within 24 to 48 business hours, provided all necessary documentation is available.
Can Insuaria help with insurance compliance for freight brokers?
While our primary focus is on motor carriers, the specialists at HGC Insurance Group can discuss contingent liability and other relevant products for logistics professionals.
Does HGC Insurance Group cover international or cross-border trucking?
Coverage options for cross-border operations are specialized. We recommend discussing your specific routes with a producer to determine availability.
Are high-limit liability policies available?
Yes, specialized high-limit policies are available to meet specific shipper requirements or state regulations.
Is Insuaria a licensed insurance agency?
Insuaria is a brand name used for educational outreach. All regulated insurance activities, including quoting and binding, are performed by licensed professionals at HGC Insurance Group.
What is the role of the educational hub?
Our hub provides compliance guides and risk management articles to help trucking leaders stay informed about industry standards and insurance requirements.
How do I report a claim?
Claims should be reported directly to your insurance carrier or your dedicated representative at HGC Insurance Group. Contact information can be found on your policy documents.